With over 25 years’ experience in financial services, Steve is experienced across a range of compliance-related topics.  He is a former Head of Education for HSBC covering the UK and Europe, responsible for regulatory and financial crime related compliance learning.  His time at HSBC was during intense scrutiny from regulators and government functions during the bank’s Deferred Prosecution Agreement.  Other roles include leading the Monitoring and Testing programme for a UK Wealth Manager, and Senior Vice President responsible for Global Risk & Compliance training at a US-based bank.  He also worked in the Insurance Firms division at the Financial Conduct Authority (in the FSA days) where he was the divisional expert for the rules and outcomes required under the Training & Competence handbook.

The HSBC role where he supported the build out of the UK Bank’s Financial Crime Compliance capability, along with five years at Barclays in their Private Clients and Wealth functions, has seen Steve work with retail, commercial, wholesale and private banking channels.  Since leaving HSBC, Stephen has worked with the compliance, HR and operational teams of firms to enhance their regulatory compliance, as well as delivering a range of training from Board room to shop floor with private equity firms, investment houses, banks and wealth managers.  Steve regularly delivers core programmes for the leading industry trade bodies and won the Thomson Reuters award for “Most Effective Compliance Training at a Regulated Firm” in 2010.

Steve’s detailed understanding of the financial crime typologies (AML/CTF, Sanctions, Bribery and Corruption, Fraud and Market Abuse) is backed up by his focus on governance and control.  He has also worked in depth on multiple frameworks delivering compliance with requirements covering operational resilience (including DORA), vulnerable customers, adviser supervision and suitability assessments, complaints handling, sustainability and Greenwashing, Personal Account Dealing and latterly, the Consumer Duty, as well as implementing enterprise-wide compliance monitoring programmes on the back of detailed risk assessments.